Mandala — Where Advisory Takes Shape

For Independent Advisors

Where advisory
takes shape.

Whether you're a SEBI-registered RIA or a CFA-qualified advisor, your clients need the same thing — a complete financial plan. Mandala is built for the advisor who goes beyond the transaction: every goal mapped, every rupee tracked, every stage of life planned.

Practice Management

All your clients in one view. Risk profiles, financial priorities, meeting notes, action items — nothing slips through.

Goal-Based Planning

Map every family goal across growth, protection, retirement and legacy. Show the complete picture, not a pile of products.

Client PDF Reports

Branded, printable reports your clients can hold — or share as a secure link, no login required. Portfolio, goals, retirement cashflow, stress test — in one PDF.

Transaction Import & True Returns

Import full transaction history from CAMS, VRO, KFintech or CAS. Holdings built from actual lots — accurate returns and capital gains computed correctly, not approximated.

Investment Policy Statement

Dated, versioned Investment Policy Statement (IPS) per client. Risk-governed allocation, goals, rebalancing actions — the formal record every RIA needs.

Retirement Cashflow Plan

Three-bucket withdrawal protocol by market regime. Bucket runway, locked-asset timeline — built for the review meeting.

Automated Goal Matching

Propose which holdings fund which goal — glide-path aware, tilts respected — then review and apply in one click. No more tagging every holding by hand.

Annual Review Prep

Walk into every review meeting already knowing what changed — IPS drift, funding gaps, and a year-over-year comparison, generated automatically before you sit down.

Client Self-Onboarding

Send a secure link instead of a form. Clients complete their own profile, goals and Advisory Agreement — you review and approve, not re-type.

Pitch Deck → Product Spec Sheet ↓

Product Overview

A complete walkthrough — from onboarding your first client to delivering their review pack.

▶ Product walkthrough · coming soon

Compliance, Built In

The paperwork SEBI
actually requires.

Compliance documentation isn't free anywhere, and it's the part a spreadsheet can't do for you. Mandala builds the record as you work — not a bolt-on module you fill in before an audit.

Client Advisory Agreement

The SEBI-mandated agreement before any advice or fee — scope, fee structure and risk-profiling consent, signed digitally by your client, hash-verified and delivered as a real PDF.

Advisor Service Agreement

Your own click-wrap agreement with Mandala — immutable, hash-verified, with IP and timestamp captured at acceptance.

Suitability & Advice Records

Freeze a client's risk profile, IPS and advice trail into a hash-verified, dated compliance record whenever you need one — not just a live screen.

Risk Profile Confirmation

Clients confirm their own risk profile in-app — a written, timestamped acknowledgement, not just a note in your file.

Fee Cap Checks

AUM-percentage and fixed-fee invoices are checked against SEBI's fee-cap thresholds before they're ever saved.

Record Retention

Agreements, invoices, IPS documents and audit history are protected from deletion for the minimum retention period — even if a client account is removed.

Compliance Report

One PDF per client — agreement, risk profile, suitability and fee history together. Practice-wide, a single Excel matrix flags every client missing a required record, before an audit finds it first.

For MF Distributors

The plan your clients
don't get anywhere else.

You bring them the products. Mandala helps you bring them the plan.

CAS & CAMS Import

Import a full portfolio from CAS, CAMS, KFintech or VRO in minutes. Holdings matched to the AMFI scheme master automatically.

Branded Client Report

One-click report in your firm's name — portfolio, goals, allocation, returns and retirement cashflow across every asset class.

SIP & Goal Tracking

SIP progress, goal-funding status and NAV updates — the ongoing service that makes clients stay.

Mandala is software for portfolio reporting and client service. It does not make you a SEBI-registered investment adviser, and the IPS/suitability tools are optional. You remain the registered ARN holder.

What You Deliver

One plan. Five pillars.

Walk into every client meeting with the complete picture. Mandala structures every family's financial life across five dimensions — so nothing falls through the cracks.

☀

Grow

Goals, portfolio, and the compounding power that builds wealth across decades.

✿

Nourish

A plan the family can actually live — today, not deferred to a someday that never comes.

✦

Family

The still point everything revolves around. The reason the plan exists.

◆

Cover

Term and health protection that holds the line when a single misfortune threatens everything else.

♦

Legacy

The settled estate and the flame that doesn't dim when they do.

In Practice

Built for the review room.

Every screen designed for the moment you're sitting across the table from a client. Click any image to zoom.

Practice Overview

AUM, advisor alerts, asset-class breakdown and the full client list — the practice at a glance.

Client Dashboard

Total portfolio value, asset-class split and goal filters — the client's complete picture in one screen.

Financial Priority

Priority surfaced first — protection gap, HLV shortfall and liquid buffer, before the portfolio value.

Goal-Based Planning

Goal progress, three-bucket allocation and Monte Carlo survival probability — together on one card.

Portfolio Allocation

Allocation by value and cost, goal-wise split and value-vs-cost comparison — visualised at a glance.

Retirement Cashflow Plan

Three-bucket retirement model — bucket breakdown and corpus longevity charted side by side.

Drawdown Simulator

Stress-test equity exposure against market moves — see the corpus impact before the client asks "what if?"

Branded PDF Report

One click, 21 sections — from portfolio overview to capital gains and tax harvesting, in the advisor's branding.

Goal Timeline

The deliverable in detail — a Goal Timeline page the client can hold, projected completion year by year.

Pricing

Simple. Annual. No setup fees.

Free trial with 1 client, no card required. Starter ₹2,500/yr · Growth ₹6,000/yr · Practice ₹12,000/yr — every plan includes the full feature set. Mandala Personal, ₹999/yr for self-directed investors.

Founding member pricing — these rates are locked for life for the first 25 practices. Once that's filled, new practices join at standard rates.

See Full Pricing & Plan Comparison →

Mandala Svatva

Build your own mandala.

For the serious self-directed investor who manages their own plan — every goal, every rupee, your hands.

◎

All-Asset Tracking

Mutual funds, stocks, NPS, PPF, FDs, SGBs, gold, real estate, insurance — one complete picture, not just the part you watch closely.

⟡

True XIRR from Lots

Import your CAS and every return is computed from actual transaction lots — not estimated, not approximated. The number that tells you how you actually did.

◈

Goal-Based Planning

A child's education in 2034. Retirement that lasts to 90, not 75. A house without wrecking the rest. Map it all, track it all, know what's on track and what isn't.

⌘

Three-Bucket Retirement

Know your withdrawal sequence by market condition — not just a corpus number, but a plan for how you actually draw it down across thirty years.

△

Benchmark Comparison

How your portfolio did versus Nifty 50, Midcap 150 and Smallcap 250 — so you know whether active calls added value or just added volatility.

✦

Your Own PDF Report

The same complete plan document an advisor would generate — portfolio, goals, retirement cashflow, stress test — yours to hold and review.

स्वतन्त्रः निवेशकः। The self-directed investor.

Mandala Personal · ₹999/year

Get Started

Questions before you start? Talk to us or write directly: hello@mandalafolio.in

See It In Action

A walkthrough of Mandala Personal — importing your CAS, tracking every asset in one place, and building your retirement withdrawal plan.

▶ Mandala Personal walkthrough · coming soon

FAQ

Common questions.

Is my clients' data secure?

Hosted on India infrastructure (Hostinger India node), encrypted in transit and at rest, login-gated, with an audit log on every action and PAN/phone/email masking with a reveal trail.

I'm an MF distributor, not a SEBI RIA — can I use Mandala?

Yes. Distributors use it for portfolio reporting, CAS import, and branded client reports. The IPS/suitability compliance tools are optional — you don't need to be a fee adviser to use the platform.

I'm not an advisor — I just want to track and plan my own investments. Is Mandala for me?

Yes — that's Mandala Personal: all-asset tracking, true XIRR from your actual transaction lots, goal-based planning, and a three-bucket retirement withdrawal plan, for ₹999/year.

What can I import?

CAS (MF Central PDF), CAMS transaction statements, KFintech, VRO, and manual Excel. Most full portfolios import in under 5 minutes, with holdings matched to the AMFI scheme master.

Does it work on mobile?

Yes — the advisor UI is responsive and the client view works on any device.

Can I brand the PDF reports?

Yes — upload your firm's logo in Settings; it appears on the cover and every page of the client report.

How much does it cost?

Free trial: 1 client, all features, no card, no auto-renewal. Paid plans: Starter ₹2,500/yr (15 clients), Growth ₹6,000/yr (50 clients), Practice ₹12,000/yr (unlimited, multi-advisor) — founding member pricing, locked for life for the first 25 practices. Mandala Personal at ₹999/yr for self-directed investors. All prices in INR, GST applicable.

Does it replace my CRM?

It includes a leads pipeline (Kanban) and client CRM (notes, action items, follow-ups) for the advisory workflow — not a general-purpose CRM. If your practice needs a separate CRM, Mandala handles the portfolio and planning side.

Can my whole practice use one account?

Yes — the Practice plan supports multiple advisors with client assignment and practice-level AUM rollup. Each advisor sees only their assigned clients.

Is Mandala a SEBI-registered adviser or distributor?

No. Mandala is software. You remain the registered RIA/ARN holder; Mandala helps you do the work and keep the records. Using Mandala does not constitute investment advice from Mandala.

Where advisorytakes shape.

The paperwork SEBIactually requires.

The plan your clientsdon't get anywhere else.

One plan. Five pillars.

Built for the review room.

Simple. Annual. No setup fees.

Build your own mandala.

Common questions.

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Where advisory
takes shape.

The paperwork SEBI
actually requires.

The plan your clients
don't get anywhere else.